Furniture Financing Options
Pay over time. Sleep tonight.
Our financing options help you get the furniture you want now with a payment plan that works for your budget. Apply online in minutes or stop in and we'll walk you through it.
Does Courtside Furniture Offer Financing?
Yes. We've partnered with national financing providers to give our customers flexible ways to pay. Whether you're looking for a short-term promotional plan or longer-term monthly payments, there's an option that can fit your situation.
How Does Financing Work?
1. Decide What You're Buying
Walk our showroom, ask questions, and pick out the pieces that work for your home. We'll put together a total so you know exactly what you're financing.
2. Apply Online or In-Store
You can apply on your phone, at home on a computer, or right at the showroom with one of our salespeople. The application typically takes a few minutes and most decisions come back quickly.
3. Use Your Approved Credit
Once approved, your credit can be applied toward in-stock and special-order furniture, mattresses, and accessories at Courtside. The salesperson will help you finalize your order using your approved terms.
4. Make Your Payments
Payments are made directly to the financing partner according to your approved terms. Most plans allow online account management, flexible payment dates, and early payoff with no penalty.
Tips Before You Apply
- Know your budget. A salesperson can help you figure out approximate monthly payments before you finalize the order.
- Have your information ready. Most applications ask for your name, address, date of birth, income, and Social Security number for the credit check.
- Apply before you visit if you want. Pre-approval lets you shop with confidence, knowing exactly what's available to spend.
- Ask questions. Promotional terms can be a great deal, but only if you understand the fine print. We're happy to walk through it with you.
Frequently Asked Questions
How long does the financing application take?
Most applications take just a few minutes to complete, and most decisions are returned quickly, sometimes within a minute.
Will applying for financing affect my credit score?
Most of our financing partners use a soft credit pull for prequalification, which doesn't affect your score. Final approval may involve a hard pull. The specifics depend on the partner and are explained in their disclosures.
Can I use financing for mattresses?
Yes. Financing can be applied to any regular-priced purchase at Courtside, including mattresses, furniture, and accessories.
Can I use financing for clearance or 'As Is' items?
Yes, in most cases. Clearance items are still subject to our final-sale policy, meaning they cannot be returned. Be confident in your selection before completing the purchase.
What if I'm not approved?
If one option doesn't work, we may have alternatives. Our team can talk through what's possible based on your situation.
Can I pay off my balance early?
Yes, in most cases. Our financing partners typically allow early payoff without penalty. Specific terms depend on the partner and your approved plan.
Where do I make payments?
Payments are made directly to your financing partner, typically through their online portal, by phone, or by mail. Payment details are provided when your account is approved.